R. B. Kartoningrat and Isetyowati Andayani, “Implementation of The Banker’s Code of Ethics In Providing Protection For Bank Consumers”, IJFSCFRT, vol. 18, no. 1, pp. 34–42, Mar. 2023, Accessed: Sep. 21, 2025. [Online]. Available: https://ijfscfrtjournal.isrra.org/Formal_Sciences_Journal/article/view/801